Debt & its Collection, Credit & Credit Cards, Loans, Lenders &
Financing, and Related Scams, Schemes & Protection.

Genuine unretouched photograph of the Library's Founder, Ralf R. Rinkle, Esq. being congratulated by World Credit Association President W.E. Phukim upon winning his 26th Screw the Screwed Award.

DEBT
When a Banker jumps out of a window, jump after him - that's where the money is. - Robespierre

• Fair Debt Collection, 7k
• Primer on Debt Collection Deception Law, 15k
• Fast Facts: Debt Collection
• Bankruptcy Questions & Answers
• Protection Against High Credit Card Rates: State Interest Rates and Usury Limits
• Consolidating Student Loans w/the Fed Direct Loan Prog, 13k
• Debt Collectors, 5k
• Fair Debt Collection, 7k
  
  CREDIT & CREDIT CARDS
  
• Using Credit, 9k
• Complaining About Credit, 6k
• The Credit Practices Rule, 6k
• Vehicle Repossessions, 9k
• Federal Wage Garnishment Law, 5k
• Supremes Hold Atty Rspnsbl 4 False Claim In Debt Suit, 6k
  
  
• Tips on Credit Reporting, 12k
• Creditor's Rights Outline, 36k, Zip
• Creditor's Rights Outline II, 34k, Zip
• How to Dispute Credit Report Errors, 8k
  
  
• Credit Cards - A Primer for Lawyers, 30k
• Fair Credit Reporting Act's Statute of Lmtns, 5k
• Credit Reports - What Employers Should Know, 6k
• Understanding Credit Cards, Credit Reports & Fraud, 35k
  

LOANS & LENDERS
A banker is a fellow who lends you his umbrella when the sun is shining
and wants it back the minute it begins to rain. - Mark Twain

• Home Financing Primer, 9k
• Electronic Fund Transfers, 13k
• Getting A Loan: Your Home As Security, 7k
• State Interest Rates & Usury Limits, 14k
• Handling A Problem with A National Bank, 3k
• Understanding Business Bank Loan Documents
• Section 179 Small Business Equipment Purchases
• Advantages of Business Balance Sheet & Escrow Loans, 10k
• Bearer Depository Receipts - Fast, Private Capitalization, 13k
  
  
• Facts Concerning Life Settlements
• How to Get Your Lender Really Pissed Off, 7k
• Get Rid of Pesky Banks & their Fraudulent Loans, 7k
• Consolidating Student Loans w/the Federal Direct Loan Prgrm, 13k
• Press Release Announcing Daiwa Bank Criminal Indictment, 7k
• '95 Criminal Complaint & Indictment Against Daiwa Bank, 55k
  

SCAMS & SCHEMES
What is the robbing of a bank compared to the FOUNDING of a bank? - Bertold Brecht

• Credit Repair Scams, 9k
• Car Financing Scams, 3k
• Automatic Debit Scams, 5k
• Advance-Fee Loan Scams, 7k
  
  
• Low Interest Car Loans, 5k
• Advance Fee Loan Schemes, 3k
• Avoiding Front Money Scams, 10k
• Secured Credit Card Marketing Scams, 7k
• New Credit I.D.: Credit Repair Scam, 5k

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[Last Revised 9/08]